Built for Uganda

Know where every shilling goes.

PesaMind auto-imports your MTN and Airtel Mobile Money, tracks every budget, and gives you AI-powered insights — all in UGX, all offline-first.

8,000+ Ugandans already managing their money smarter

Features

Everything your money needs.

From automatic Mobile Money imports to AI-powered spending insights — built from the ground up for the Ugandan financial reality.

Deep financial analytics

Spending velocity, cash flow waterfall, budget vs actual, and anomaly detection — your finances visualised, not just listed.

VelocityForecastHealth ScoreTrends
Spending velocity
Jan
Feb
Mar
Apr
May
Jun
84
Health Score
Great standing

Automatic SMS import

MTN and Airtel Mobile Money SMSes are parsed the moment they arrive. No manual entry, no copying receipts.

MTN Uganda
MoMo Txn UGX 45,000 paid to Jumia Uganda on 23/06/2025. Balance: UGX 312,500. TxnID: 12847635. Dial *165*3# for enquiries.
✓ Parsed automatically · Jumia Uganda · 45,000 UGX
Airtel Uganda
AIRTEL MONEY: You have received UGX 3,200,000 from NAKATO SARAH (+256770****). Ref: AI9283745. New Balance UGX 3,512,500.
✓ Income detected · Nakato Sarah · 3,200,000 UGX

Budget management

Monthly and yearly budgets with income, expenditure, and savings tracking across all your channels.

All your channels

Stanbic, Equity, DFCU, Centenary, ABSA, KCB, MTN MoMo, Airtel Money, and cash — unified.

AI recommendations

Context-aware financial advice based on your actual spending patterns — not generic tips.

Privacy by design

Face ID / Touch ID, local-only data processing, and Uganda DPPA 2019 compliance baked in.

How it works

Up and running in minutes.

No bank API keys. No spreadsheets. Just your phone and your mobile money account.

Connect your channels

Add your MTN Mobile Money, Airtel Money, Stanbic, Equity, DFCU, Centenary, or ABSA accounts. Takes under two minutes.

Transactions sync automatically

On Android, MoMo SMSes are parsed in real time. On iOS, use the Share Extension to import receipts without manual typing.

Get actionable insights

Your financial health score, AI recommendations, and spending velocity update instantly. Know exactly where your money goes.

Ready to get started?

App StoreGoogle Play
Data Privacy

Your finances stay yours.

PesaMind is built with Uganda's Data Protection and Privacy Act 2019 (DPPA) as a design constraint, not an afterthought. Your transaction history never leaves your device without your explicit consent.

Your data is never sold

PesaMind does not sell, rent, or share your personal financial data with any third parties — ever. Full stop.

AI trained on anonymised data only

When your data contributes to improving our AI models, all personally identifiable information is stripped first. You can also opt out entirely in Settings.

Opt out at any time

Export your data, delete your account, or pause data processing whenever you choose. No dark patterns. No friction.

SMS parsing happens entirely on-device. Your transaction data never touches our servers during the import process.

Download

Free to get started.

All core features are free. No credit card. No trial period. Just download and start.

Free forever — no credit card needed
0UGX

All features included. Available on iOS 16+ and Android 8+.

Unlimited transactions and budgets
MTN & Airtel Mobile Money auto-import
Full financial analytics suite
AI-powered recommendations
All 9 financial channels
Dark mode + Face ID / Touch ID
Uganda DPPA 2019 compliant

Available on iOS 16+ and Android 8+. Requires Uganda phone number for MTN/Airtel integration.